Insurance Companies

   The company who holds my house mortage has always provided my house insurance and I never complained about the cost until recently.  Last year the insurance went up to $500 a year and I thought it was too high so I decided to bundle my homeowners and car insurance thru All-State and try to save some money.  It seemed too good to be true!  The insurance payment went down to 1/3rd of what it had been and I was happy.  Then All-State decided our property wasn't clean enough.  There were tree branches over the yard that they felt should be picked up, our wood pile wasn't stacked properly, our lawn furniture wasn't put away...the list went on, so they cancelled our homeowners insurance.  Our house is on a clearing in the woods.  There is only 1 access to our house from the paved road and the back of our house has been used as garden and wood pile till now.  We do not allow access around the house because of the placement of the septic tank.  The back of our house is not even viewable from the front of the house or the road! 

   I contacted Progressive Insurance and inquired about bundling homeowners and car insurance thru them.  The price was lower than it was thru All State so I cancelled my car insurance and signed up with Progressive.  I was surprised to get a refund from All State!  But I was shocked to get a bill from them for cancelling my auto policy. That's where we are right now. More to follow.